The Network
Tooling across the entire financial cycle.
Nine modelling tools across five categories, covering the financial decisions UK households make from their first ISA contribution through to estate planning in later life.
Helping consumers understand what they'll have to live on in retirement, and how today's contribution decisions shape that outcome.
Models how long a defined contribution pension pot will last under flexible drawdown, balancing withdrawal rate, growth assumptions and longevity to show the sustainability of a retirement income strategy.
What It Helps Consumers Model
Sustainable withdrawal rates, sequence-of-returns risk, MPAA implications, tax-free cash phasing, and the trade-off between income today and pot longevity.
Projects the long-term growth of a Self-Invested Personal Pension under different contribution levels, employer matches and investment growth scenarios, with full tax relief modelling at basic, higher and additional rate.
What It Helps Consumers Model
SIPP contribution strategy, marginal-rate tax relief, annual allowance and tapered allowance impact, and the long-run cost of platform fees on retirement outcomes.
Tools for the wealth-building years, ISA allowance optimisation, equity returns, position sizing and finding the right trading platform.
The UK's ISA modelling tool, projects the tax-free growth of Cash, Stocks & Shares, Lifetime and Junior ISAs across different deposit, growth and time horizons. Built around the £20,000 annual allowance and current tax year rules.
What It Helps Consumers Model
Tax-free compounding, allowance utilisation, Cash vs S&S split, LISA government bonus impact, and provider-level platform fees on long-term ISA growth.
Calculates total return on individual share positions, capital gain, dividend income, dealing fees and stamp duty, for UK and international equities. Designed for retail investors who want clarity on what a position is actually worth.
What It Helps Consumers Model
Realised & unrealised P&L, dividend reinvestment, FX impact on overseas holdings, dealing cost drag, and per-share break-even analysis.
Position-sizing tool for retail traders dealing in forex, indices and CFDs, calculates the correct lot size for a given account balance, stop distance and acceptable risk per trade. Built around disciplined risk management, not speculation.
What It Helps Consumers Model
Risk-per-trade as a percentage of account, pip value across instruments, leverage exposure, margin requirement, and the relationship between stop distance and position size.
The UK's leading broker comparison, review and education site for UK traders. Independent analysis of trading platforms across fees, instruments, regulation, platform quality and account types, helping consumers find the right broker for their needs.
What It Helps Consumers Model
Broker fee comparisons across asset classes, platform suitability for different trading styles, regulatory standing, spread and commission structures, and account minimums across the UK broker market.
Helping families understand what passes on, what's taxed, and what can be done about it, the most under-modelled stage of UK personal finance.
Standalone tax-decision tools, built around current HMRC allowances, thresholds and rates so consumers know the real cost of their financial decisions.
Tools that bring transparency to revolving credit, repayment schedules and the true cost of borrowing, the area where UK consumers most often need help.
Models repayment schedules across UK credit cards, showing the total interest cost, full repayment timeline and the “minimum payment trap” that keeps balances on the books for decades. Designed to make borrowing decisions transparent before they're made.
What It Helps Consumers Model
Minimum vs fixed repayment paths, interest paid over the life of the balance, balance transfer break-even, and the true cost of carrying revolving debt versus consolidating it.
A standalone APR comparison tool, converting headline rates, fees and term length into a single comparable cost-of-credit figure. Built to help consumers cut through misleading credit advertising before signing.
What It Will Help Consumers Model
Representative vs personal APR, fee-inclusive cost of credit, secured vs unsecured borrowing comparison, and the true headline rate behind “0% intro” offers.
